With a view to make basic banking services available to large section of the society, the Bank has launched the No-Frills Savings Deposit Account along with Home Savings scheme.
1. Any person of twelve years of age can open this account individually or jointly with another person/s. Account can be opened in the name of minor with natural guardian.
2. An account can be opened with initial deposit of Rs.50/-. Minimum balance of Rs.50/-.
3. No service charges for non maintenance of the minimum balance.
4. 50 (Fifty) withdrawals per year free of charge.
5. In "No Frills Account" total credits in a year should not exceed Rs.1,00,000/- lac and balance in the account should not exceed Rs.50,000/- in all accounts taken together.
6. Nomination facility is available.
7. For introduction simplified KYC procedure is applicable. Bank's existing client who has fulfilled full KYC norms can introduce the customer's identity and certify the address.
8. Interest at Saving Bank rate i.e. @ 3.5% is allowed.


Current Account can be opened by any Individual, Group, Firm, Company etc. Introduction is required as per KVC norms.
No interest is payable to the customer in this account.

FDR can be opened with any odd or even amount for a minimum period of 7days upto 10 years.


Money Multiplier Deposit Scheme can be opened in the multiple of Rs. 100.00 for minimum period of six months upto 10 years.


Recurring Deposit Scheme can be opened in the multiple of Rs. 5.00 for a minimum six monthly instalments upto 120 monthly instalment. Amount of instalment once decided for an account shall remain unchanged.


Daily Deposit Scheme, to be accepted through Authorised Collection Agent of the Bank for a period of one year having no facility of premature payment. This scheme is best suited to small traders, artisians and self employed persons for savings from their small earning.


Monthly Interest Deposit Scheme can be opened with a fixed amount depending upon the monthly income desired for a minimum period of six months upto 10 years.


Quarterly Interest Deposit Scheme can be opened with a fixed amount depending upon the monthly income desired for a minimum period of six months upto 10 years.


To be opened by any farmer individually or jointly with minimum of Rs. 5000.00 for a period of minimum 91 days to 179 days with the condition that maximum three withdrawals can be made for Rs. 100.00 or its multiple within maturity period.


To be opened by any farmer individually or jointly with minimum of Rs. 1000.00 for a period of 10 years.


To be opened by any person with minimum amount of Rs.5000/- only and in multiple of Rs.1000/- for a period of 36 months and above.